SARS crypto tax calculator
Estimate the capital gains tax on a crypto disposal under South African rules — the R40,000 annual exclusion and 40% inclusion rate are built in.
Capital gain—
Less annual exclusion (R40,000)—
Taxable capital gain (40% inclusion)—
Estimated CGT—
Effective rate on this gain—
Got more than one disposal? Coinfig does the full FIFO calculation across every exchange and wallet.
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How is crypto capital gains tax calculated in South Africa?
Your capital gain (proceeds minus base cost) for the year is reduced by the R40,000 annual exclusion. 40% of what remains (the inclusion rate for individuals) is added to your taxable income and taxed at your marginal rate — a maximum effective rate of about 18%.
What is the annual exclusion?
Each individual can exclude the first R40,000 of net capital gain in a tax year before the inclusion rate is applied. This calculator applies it once across the figures you enter.
Is this calculator tax advice?
No. It is a simplified estimate for capital (not revenue/trading) gains and ignores other allowances and your full tax position. Confirm your numbers with a registered tax practitioner.
Estimate only, for capital (not trading/revenue) gains. General information, not tax advice — confirm with a registered tax practitioner.