Comparison
Coinfig vs Recap
Recap is a UK crypto tax platform that emphasises end-to-end encryption and privacy. Coinfig is South-Africa-first, with a tax engine designed around South African rules, ZAR/SARB-aligned valuations and provenance-grade data from its own archival nodes.
The verdict (TL;DR)
Choose Recap if privacy is your top priority and you value its end-to-end encrypted model, particularly for UK filing. Choose Coinfig if you file with SARS: Coinfig is South-Africa-first, ZAR/SARB-aligned, gates reports behind a Data Completeness Score, and supports VALR, Luno and AltCoinTrader natively. Recap's end-to-end encryption is a genuine privacy advantage; Coinfig's advantage is South African depth and audit-defensible, provenance-grade data. Coinfig still uses read-only keys and encrypts data at rest.
Coinfig vs Recap: feature comparison
| Feature | Coinfig | Recap |
|---|---|---|
| South-Africa-first classification engineCoinfig was designed around SARS rules first; most global tools localise South Africa as one market among many. | Yes — purpose-built for South African tax law | No — UK-focused engine |
| ZAR / SARB-aligned valuations | Yes — ZAR-native, SARB-aligned daily rates | Primarily GBP-oriented |
| Cost-basis methods | FIFO + specific identification | UK-appropriate methods (e.g. share pooling) |
| Data Completeness Score / audit-defence gatingCoinfig refuses to issue a report until data completeness clears a threshold, so the output is audit-defensible. | Yes — Data Completeness Score gates every report | No documented completeness-gating score |
| African-exchange coverage (VALR, Luno, AltCoinTrader) | Yes — VALR, Luno and AltCoinTrader as first-class connectors | Limited African-exchange specificity |
| Accountant directory | Yes — built-in directory of crypto-literate SA accountants | Has accountant tooling; UK-focused |
| DeFi / NFT breadth | Core DeFi and NFT support; breadth expanding | DeFi and NFT support |
| Jurisdictions supported | South Africa (deep); other markets on the roadmap | Primarily UK |
| Privacy model | Read-only API keys; data encrypted at rest | End-to-end encryption (privacy-first model) |
| Pricing model | Free through a trusted partner (one auto-synced account, up to 100 transactions). Starter R190/yr, Advanced R2,500/yr | Free tier; paid plans by transaction count (tier structure only — verify current pricing on their site) |
Pricing compared
Rival pricing is described by tier structure only. Crypto tax pricing changes often — always verify current pricing on each provider's site (see Sources).
| Plan | Coinfig | Recap |
|---|---|---|
| Entry / free | Free through a trusted partner: one auto-synced account, up to 100 transactions, tax report for every year | Free tier for limited transactions (tier structure only — verify current pricing on their site) |
| Paid plans | Starter R190/yr (1,000 tx, 5 sources), Advanced R2,500/yr (unlimited, all report types) | Paid plans tiered by transaction volume (tier structure only — verify current pricing on their site) |
| Accountant / practice | Accountant directory + multi-client workflow, client portfolio on Advanced | Accountant tooling available (UK) (tier structure only — verify current pricing on their site) |
South African tax fit
| Aspect | Coinfig | Recap |
|---|---|---|
| South African tax rules | South-Africa-first classification engine | UK-oriented engine |
| Base currency | ZAR-native, SARB-aligned rates | Primarily GBP |
| Report format | filing-ready capital gains + income summary | UK (HMRC) reports |
Integrations & data
| Aspect | Coinfig | Recap |
|---|---|---|
| African exchanges | VALR, Luno, AltCoinTrader first-class | Limited African-exchange specificity |
| Global exchange breadth | Focused set, expanding | Global exchanges with UK focus |
| Data provenance | Own archival nodes + direct exchange APIs | Standard imports under an E2EE model |
Where Recap is stronger
We think it's only fair to be clear about where Recap genuinely leads:
- Recap uses an end-to-end encrypted, privacy-first architecture.
- Recap is purpose-built for UK (HMRC) crypto tax rules.
- Recap appeals strongly to privacy-conscious users.
Where Coinfig wins for South Africa
- South-Africa-first engine. Coinfig was built around South African tax rules first, not localised afterwards.
- ZAR-native, SARB-aligned valuations. Every disposal is valued in Rand against SARB-aligned daily rates.
- Provenance-grade data. Coinfig sources transactions from its own archival nodes and direct exchange APIs.
- Data Completeness Score. Reports are gated behind a completeness threshold so the output is audit-defensible.
- African-exchange moat. VALR, Luno and AltCoinTrader are first-class connectors.
- Accountant-first. A built-in directory connects you with crypto-literate South African accountants.
Coinfig vs Recap: FAQ
Is Coinfig or Recap better for South Africa?
Is Coinfig private and secure?
Does Recap support SARS reports?
How does pricing compare?
Sources
Every claim we make about Recap is sourced below. Competitor features and pricing change over time — please verify current details on each linked page.
- Recap uses an end-to-end encrypted, privacy-first architecture.Recap home page
- Recap is built for UK (HMRC) crypto tax rules.Recap home page
- Recap offers a free tier with paid plans by transaction count.Recap pricing page
This comparison reflects Coinfig's editorial view and publicly available information as at the review date. Recap and other product names are trademarks of their respective owners; Coinfig is an independent product and is not affiliated with or endorsed by Recap or the South African Revenue Service (SARS). Competitor features and pricing change — please verify current details on each provider's own site. This is general information, not tax advice.